Property

Coverage Description:

Covers described property against all risk of Direct Physical Loss or Damage unless otherwise excluded. Repair or Replacement Cost included (not limited to the same site).


Blanket Property:

Coverage Limits of Liability Deductible
Building and Contents Blanket Limit Varies
Substations Reported Replacement Cost Varies
Mobile Equipment Cost Varies
Communication Equipment Values Varies
Flood, except Flood Prone Property $2,500,000 Base/$1,000,000 Base Varies
Earthquake $2,500,000 Base Varies
Catastrophic Auto Physical Damage Based on ACV of Auto Fleet $100,000 minimum

Coverage Extensions/Sublimits:

$2,500,000 Newly-Acquired Property
Policy Limit Debris Removal
$500,000 Accounts Receivable
$250,000 Expediting Expense
$500,000 Valuable Papers
$500,000 Property in Transit
$1,000,000 Demolition and Increased Cost of Construction
$1,000,000 Errors and Omissions
$100,000 Professional Fees
$250,000 Fine Arts
$250,000 Installation Floater
$1,000,000 Unnamed Locations
$1,000,000 Fungus, Mold and Mildew
$50,000 Land and Water Cleanup (Annual Aggregate)

Insurer:

Affiliated FM Insurance Company
(Best's Rating: A+ XV)

Coverage placed by AJG.